Junior Underwriter

Employment Type

: Full-Time

Industry

: Miscellaneous



Momentum Solar is a premier residential solar provider with offices throughout the U.S. Founded in 2009, Momentum has grown exponentially over the past decade. We implement the entire solar process to ensure a seamless transition to renewable energy. Job Overview The Junior Underwriter is responsible for assisting the Senior Underwriter in analyzing and evaluating a consumer home loan application and the supporting documents to assess borrower's credit worthiness and minimize risk or loss to the company. Responsibilities * Review the conditions added by the Senior Underwriter at initial approval either as part of the partial conditions review process or final approval review process. * Analyze credit reports, complex tax returns and financial statements, and associated documentation to determine credit worthiness of borrower * Calculate income for all types of borrowers; analyze various sources of income * Escalate possible red flags or possible misrepresentation to the manager. * Provide feedback to management on workflow efficiencies between the underwriting and processing department. Skills Required * Minimum 3 plus years processing Experience or 1 year underwriting experience * Bachelor's degree from a four-year college or university * Knowledge of investor and agency guidelines and requirements * Experience in working with Loan origination systems * Strong analytical skills * Strong oral and written communication skills * Strong mathematical and computer skills * Proven organizational skills and demonstrated ability to prioritize and multi-task Momentum Solar is an Equal Opportunity-Affirmative Action Employer - Minority / Female / Disability / Veteran / Gender Identity / Sexual Orientation / Age.

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