Auto Underwriter II

Employment Type

: Full-Time


: Miscellaneous

As an Underwriter II, you'll review credit applications and render appropriate credit decisions within credit policy requirements and in compliance with all regulations. You'll decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You'll structure decisions to maximize profit and enhance dealer relationships. You'll meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics. You'll coordinate with indirect Relationship Managers and assist with ongoing business development via telephone and through a scheduled outside calling effort. You'll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you'll provide prompt, accurate responses to all internal and external customer inquiries. Qualifications: * Three to five years of underwriting experience, with Auto Finance experience required * Excellent verbal and written communication skills * Strong problem solving, organizational, negotiation, and interpersonal skills * Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending * A comprehensive knowledge of indirect loan and lease programs, bank products and services * PC experience with a good working knowledge of common application software * Results-oriented with a high level of personal initiative * Sub-prime lending experience is preferred * Experience reviewing credit bureau reports required * Prior sales experience preferred Hours: 11am-8pm PST. Rotating Saturdays

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