Mortgage Underwriter

Employment Type

: Full-Time

Industry

: Miscellaneous



OverviewCIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about.ResponsibilitiesAs a Mortgage Loan Underwriter you will provide quality and consistent underwriting of portfolio mortgage loans, focusing on highly complex loans, to ensure compliance with appropriate company standards. Additional responsibilities will include:* Assess the borrower(s) ability to repay, including evaluation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions.* Maintain up to date knowledge of all agency internal underwriting guidelines and credit overlays.* Provide high quality customer service, including underwriting to the companies service level expectations.Qualifications* 3 - 5+ years recent residential Mortgage underwriting experience* FHA / DE Underwriting experience preferred* Exposure to underwriting at a national level and in multiple markets* Strong communication skills and ability to interact with front line business unit* Experience with conventional and jumbo underwriting* Will consider telecommuting option

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